★ Rated 5.0 on Google For Expats · Leipzig & all of Germany

German insurance, finally explained in English.

Moving to Germany comes with a bureaucracy boss level: insurance. I set up the essentials for you – liability, legal, household and accident cover – and explain everything in plain English.

Get a free quote Book appointment Call

✓ 100 % non-binding · ✓ Reply within 24 h · ✓ A real person, not a hotline

★★★★★ Top-rated on Google One personal advisor

JD ★ Ausgezeichnet bei Google

Jens DalisdaIhr persönlicher Ansprechpartner

Why me

Insurance without the language barrier.

Advice in English

From the first conversation to the claim – you will always know exactly what you are covered for.

One local contact

No hotlines, no chatbots. One person in Leipzig who knows you and answers within 24 hours.

Only what you need

An honest package for your situation in Germany – no overselling, no unnecessary policies.

The Expat Essentials

One package. The four covers that matter.

✓
Personal Liability (Privathaftpflicht)The must-have in Germany: covers damage or injury you accidentally cause to others – claims can otherwise reach millions.
✓
Legal Protection (Rechtsschutz)Lawyer and court costs when you need to defend your rights – landlord disputes, employment issues, traffic incidents.
✓
Household Contents (Hausrat)Your furniture, electronics and belongings – covered against fire, burglary, water damage and storms.
✓
Accident (Unfallversicherung)24/7 protection worldwide, including sports and leisure – where statutory cover ends.

Depending on your situation we can add health, dental, disability or car insurance – but these four are the foundation almost every expat in Germany should have.

Frequently asked

Questions expats actually ask.

Do I really need personal liability insurance in Germany?

It is not legally required, but Germans consider it the single most important policy – and for good reason: if you accidentally injure someone or damage property, you are personally liable with your entire assets. Cover is inexpensive and protects you against claims that can reach millions.

Can you explain everything in English?

Yes. I advise you in English from the first call to the claim. Your contracts are German (as required), but you will always understand exactly what you are signing.

I'm only staying for one or two years – does it still make sense?

Accidents and damage do not wait for your residence permit – one liability claim can cost more than years of premiums. Tell me how long you plan to stay and I will be upfront about contract terms and what genuinely makes sense for you.

What does the package cost?

It depends on your situation – as a rough guide, the essentials often cost less than a streaming subscription per month. Request a quote and you will get a clear, honest number within 24 hours.

Free & non-binding

Get your personal quote in 30 seconds.

Two quick steps – I will get back to you personally within 24 hours, in English. No obligation.

Reply within 24 hours
A real person – no call center
Leipzig & all of Germany

★★★★★ 5.0 on Google – real reviews

Let's sort your insurance – in English.

One short conversation is enough to set up the essentials. Non-binding, no pressure.

Get a free quote Book appointment Call

Jens Dalisda · Coppistraße 70, 04157 Leipzig · Mon–Fri

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